What constitutes a breach of the Fair Housing Act?

A breach of the Fair Housing Act occurs when discriminatory practices result in unequal treatment regarding housing opportunities. The act prohibits discrimination based on race, color, national origin, religion, sex, familial status, and disability. Providing differing loan terms based on geographic location can be considered a violation because it may lead to unfair treatment of certain individuals or groups based on where they reside. This could potentially disadvantage certain communities, thereby obstructing their access to fair housing.

The other options do not constitute a breach of the Fair Housing Act. Allowing multiple offers on a property is a common practice in real estate that does not inherently discriminate against any specific group. Setting the same rental prices for all applicants is a fair practice that aligns with the principles of equal treatment and could be seen as promoting fairness in housing. Following zoning regulations is a legal requirement that does not relate to discrimination or unequal treatment based on the protected classifications under the Fair Housing Act. Hence, option A is the correct answer as it directly relates to discriminatory practices that the Fair Housing Act seeks to eliminate.